
Want a loan? Well, there are two ways to go about it.
- Go to your friendly neighbourhood bank
- Stand in the queue to speak to the unfriendly loan officer
- Undergo his interrogation for a minimum of 2 hours
- Submit 100 different documents from your Aadhar card to your Janam Kundli
- Wait forever for your loan to be approved
Or you could go the millenial way and just download CASHe, your instant personal loans genie. I don’t use these words lightly.
All of you have to do is enter your details which helps the CASHe algorithm understand the loan amount that you would be eligible for, submit your papers and you get a loan faster than you would make Maggi!
And no, this is not an urban myth, this is 100% true.

CASHe had recently invited me to attend their first anniversary celebrations in Mumbai and it was a great opportunity to meet the founder and all the members of the CASHe team who have made this app the success it is, today.
Some of the key takeaway points for me were:
- CASHe uses Social Loan Quotient, a unique algorithm (which is in the process of being patented) that calculates loan eligibility and the interest dynamically.
- CASHe has 75% repeat customers who return for this unique service month after month
- With a daily loan disbursement of Rs. 1 crore, they are the only ones who provide personal loans in less than 8 minutes!
- CASHe’s core philosophy lies in trusting their customers and they are more than happy to extend your loan, subject to a fee of course.
So, who can use CASHe?
Anyone who is looking for a short term, quick and paperless personal loan up to Rs. 1 lakh at competitive interest rates should use CASHe. The documents you need are salary slip, bank statement, PAN card & address proof clicked on a self-signed white paper and uploaded through CASHe app.
What do CASHe’s customers say about the app?
As I mentioned, I had the opportunity to attend CASHe’s first anniversary celebrations and I thought that the best way to get to know the brand better is by talking to a repeat user. I spent some time talking to Mr. John, who said something insightful, “CASHe saves the dignity of an individual”. How true is that! I am a working professional and there are times when I require instant cash for something personal. It could be the latest gadget in the market or the security deposit for the apartment that I rented. I would hate to borrow money from my parents or friends and this is where CASHe becomes my instant personal loan genie.
So, download CASHe app and get your loans within minutes. Enough said!
We remember the day seven years back when were travelling in a Mumbai local trying hard to come up withe a name for our blog when struck us; Khushboo was always called a Jack of all Trades. The name stuck (with a slight modification, of course) and Minni was born. Six years, over 100 collaboration, lakhs of readers and several awards later; our love for blogging continues to grow. We continue to write on an eclectic range of topics from the funniest autorickshaw signs that we have spotted in Mumbai to how to bathe an elephant. We are true blue Munni of all Trades and we hope to continue on this joyride with our fellow Munnies and Munnas.